In many cases, one spouse cannot be held responsible for mortgage debt incurred by the other spouse during the divorce process unless they've agreed to it or if specific circumstances apply. However, divorce laws can vary depending on the jurisdiction, and there might be exceptions, such as joint liability or community property laws. It's crucial for individuals facing divorce to seek legal advice to understand their rights and obligations regarding mortgage debt and other financial matters during the divorce process.

Yes, one spouse can be held responsible for mortgage debt incurred by the other spouse during the divorce process, depending on the circumstances. Here are some scenarios:

1. Joint ownership: If both spouses are listed as co-owners on the property and the mortgage, they are equally responsible for the debt, regardless of who incurred it.

2. Community property: In community property states, both spouses are responsible for debts incurred during the marriage, including those incurred during the divorce process.

3. Refinancing: If one spouse refinances the mortgage during the divorce process, they may be solely responsible for the new debt.

4. Court orders: The court may order one spouse to be responsible for the mortgage debt as part of the divorce agreement or settlement.

5. Agreement: The spouses may agree to divide the debt as part of their divorce settlement, including debt incurred during the divorce process.

6. Liability for payments: If one spouse is ordered to make mortgage payments as part of the divorce agreement, they may be held responsible for any late or missed payments, even if the other spouse incurred the debt.

It's essential to consult with an attorney or financial advisor to determine responsibility for mortgage debt incurred during the divorce process. They can help you understand your specific situation and the laws of your jurisdiction.