Here are some government programs that can help you get a mortgage :

Homeowner Assistance Fund (HAF): This program provides homeowners with financial assistance to help with mortgage payments, homeowners insurance, property taxes and other costs.

 Fannie Mae RefiNow: This refinancing program helps homeowners by reducing their interest rates and covering home appraisal fees.

Freddie Mac Refi Possible: This refinancing program helps homeowners by reducing their interest rates and allowing them to roll closing costs into the loan amount.

 Streamline Refinancing: This refinancing program is available to homeowners with government-backed FHA, VA and USDA mortgages.