If you miss a mortgage payment, you may face the following consequences:

1. Late fees: Your lender will charge a late fee, usually 3-5% of your monthly payment.

2. Negative credit reporting: Missed payments can harm your credit score, making it harder to get credit in the future.

3. Collection activities: Your lender may contact you to discuss payment options or send your account to a collections department.

4. Pre-foreclosure: If you miss multiple payments, your lender may start the pre-foreclosure process, which can lead to foreclosure.

5. Foreclosure: If you're unable to catch up on payments, your lender may seize your property and sell it to recoup losses.

To avoid these consequences, consider:

1. Contacting your lender to discuss payment options or temporary hardship programs.

2. Making a late payment as soon as possible.

3. Seeking help from a credit counselor or mortgage advisor.

4. Prioritizing your mortgage payments to avoid missing future payments.

Remember, communication is key. Don't ignore the issue – reach out to your lender or a professional for guidance.