Yes, you can pay off your mortgage early if you receive a windfall, such as an inheritance. In fact, making a lump-sum payment or paying off your mortgage entirely can save you thousands of dollars in interest and help you own your home outright faster.

Before making a large payment, consider the following:

1. Check your mortgage terms: Ensure there are no prepayment penalties or restrictions on making extra payments.

2. Consider tax implications: Consult a tax professional to determine if there are any tax implications, such as potential capital gains tax.

3. Review your financial situation: Ensure you have enough emergency funds and aren't depleting your savings.

4. Contact your lender: Notify them of your intention to make a large payment and confirm the process.

Making a large payment or paying off your mortgage entirely can be a great way to use a windfall, but it's essential to consider your overall financial situation and goals before doing so.