Here are some tips to help you find the best mortgage rate 

- Take stock of your financial situation: Before you start house hunting, make sure you can afford the monthly payments and other costs of homeownership.

- Review your credit score: Lenders look at your credit score to evaluate the risk you pose as a borrower. A higher score gives you a better chance at scoring favorable mortgage terms.

- Meet with several lenders: Shop around to get the best deal. Research various mortgage lenders and different loans you might qualify for to put yourself in a stronger position once you are ready to buy a home.

- Save money: The more you put down on a home, the less you’ll need to borrow from a lender. This means lower monthly payments and more savings over the life of the loan.